payment options

Spectacles F.Y.Eye Financing

Payment in full is expected upon receipt of services and/or delivery of products. Spectacles F.Y.Eye accepts cash, checks and credit cards (Visa, MasterCard, Discover) as forms of payment.

Spectacles F.Y.Eye is an in-network provider of all services within the VSP Network and an in-network provider of eye examinations within the National Vision Administrators (NVA) Network. We are an out-of-network provider for all other vision insurance carriers (i.e., Davis Vision, Spectera, etc.).

Being an out-of-network provider does NOT mean that your provider won’t reimburse all or part of the cost of your exam, lenses and/or frames should you choose Spectacles; however, it does mean that you will need to submit a claim in order to be reimbursed by your provider. Of course, we’re happy to help you navigate that process – simply download a reimbursement claim form from your provider’s website, bring it with you to your appointment, and we’ll do the rest of the work for you!

If you’re a Penn State employee or graduate student seeking reimbursement, we already have all of the necessary forms – the only thing we need to complete them is your member ID, which can be found on the blue and white Davis Vision insurance card (employees) or on the white and green NVA insurance card (graduate students). Graduate students should keep in mind that Spectacles only needs this information to process claims for frames and lenses – we are already an NVA in-network provider for eye examinations.

We realize that trying to understand all of the insurance information can be overwhelming at times. In order to receive the most accurate reimbursement information based on your plan, we recommend contacting your insurance’s member services department. However, please don’t hesitate to contact our office if you have additional questions!

CareCredit is a credit card exclusive for healthcare services. With CareCredit, you can get a No Interest* payment plan if paid in full within 6, 12, 18 or 24 months on purchases with your CareCredit card. Interest will be charged to your account from the purchase date if the promotional balance, including optional charges, is not paid in full within 6, 12, 18 or 24 months or if you make a late payment. Minimum monthly payments required. To apply click below or visit their website for more information: